Get a tax advantage

When you make pre-tax contributions, you won’t be taxed now on your contributions, nor will you be taxed on any investment earnings while your money remains in your account. In fact, you won’t owe any tax on your money until you withdraw it, presumably in retirement.*

Use this tool to review some examples of potential tax savings you could realize by contributing to your plan.

Whenever you invest, there's a chance you could lose the money.

*Taxes: The money you take from your retirement account will be taxed as income. You may also need to pay a 10% federal penalty tax if you’re under age 59½. If required by law, Vanguard will withhold some taxes for you.