Retiring? Changing jobs?

Whether you’re retiring or moving into a different job, one of the most important decisions you face as you leave Columbia University is what to do with the savings you’ve accumulated.

You may want to explore your options at vanguard.com.

At vanguard.com, you can:

• Roll over retirement assets.
• Get investment advice tailored to your needs.
• And more.

If you prefer, you can speak to a Vanguard Participant Services associate at 800‑523‑1188 Monday through Friday from 8:30 a.m. to 9:00 p.m.

Whenever you invest, there's a chance you could lose the money.