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The CSSA plan

Employer contributions

Columbia University contributes to your plan account on your behalf. You are immediately eligible to receive contributions; you will be automatically enrolled in the plan.

Every pay period, Columbia University will contribute an amount equal to a given percentage of certain portions of your compensation as determined by the following table:

Years of service Age Contribution formula
Less than 5 years Any age
5% of your salary up to the Social Security wage base, then 10% of your salary above the Social Security wage base
5 years or more Under age 40
5% of your salary up to the Social Security wage base, then 10% of your salary above the Social Security wage base
5 years or more Age 40 or older
10% of your salary up to the Social Security wage base, then 15% of your salary above the Social Security wage base
15 years or more Age 55 or older
15% of your salary up to the Social Security wage base, then 20% of your salary above the Social Security wage base


IRS contribution limits
The IRS also limits the amount that can be contributed to your account. For current IRS contribution limits, go to vanguard.com/contributionlimits.

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